Posts tagged #financial literacy in young girls

Making Choices Financial Literacy Leaf Badge

This past week, in preparation for our cookie season, we focused on the Making Choices leaf for our Girl Scout daisies.

We had a three station set up (small groups and station rotation works best for our large troop)

Station 1: Cookie booth pricing guides and practice with monopoly money.

Each of the girls had an opportunity to fill in the cookie pricing guide together. They used monopoly money to help them count and determine the prices. After the meeting I laminated the pricing guides for the girls to use at the cookie booths. Our cookie booths last year were very busy and it was soooo time consuming to have the daisy scouts calculate each purchase. By doing this ahead of time each girl got to practice her financial literacy and save us some time during cookie booth sales!

Once they finished their sheets they got to pretend shop and practice their money skills with the monopoly money. They loved this idea!

Here is the link to down:--->>>Download here <<<---

Station 2: Wants VS. Needs activity

The second station consisted of a wants vs. needs sorting activity. An adult volunteer first discussed the differences between the two and each girl had an opportunity to sort the pictures. After each girl had a turn my co -lead assisted in a discussion about wants and needs for our cookie goal. The girls voted to spend their cookie proceeds on wishlist items for a local animal shelter that we had recently visited for our 3 Cheers for Animals Journey. My co lead had the girls list out the items that the animal shelter might need and then think of items that might be a want for the animals. Once we have reached our cookie goal (which I know we will!), the girls can decided if they want to buy "need"ed items or "want"ed items (or both) for the animal shelter by referencing this list.

Free wants and needs pictures here--->>>Download printable here <<<---

Station 3: Cookie Booth brainstorm sesh

We started planning our cookie booth design and decorations in this station. I talked with the girls a little about marketing. It was really cute because of their age. Imagine their faces when you ask "have you every heard of the term marketing?" LOL Here is how I explained the idea....

  • 2 Different books: I used two different books to explain the impact of good marketing. One book was missing it's cover so it was completely white and the second book was decorated with illustrations and fun colors. I asked the girls if they were in a bookstore which book would they be more likely to pick up. Most of the girls picked the pink illustrated book. I asked them why they picked this one.... ex. "It's pink!" or "I like the picture!" I explained how the way the book looked impacted their decision and how this is marketing.

  • 2 Different cookie booths: Using this concept I asked if they saw two different cookie booths (one with just a table and some boxes and another with decorations and color) which booth would they buy their cookies from. They all said the fun decorated one! Rolling with that concept I talked about they way a product is presented can impact our customers decision to buy. 

  • The girls come up with some fun ideas for cookie booth decorations to get our customers excited to buy from us and increase our sales. We talked about themes and they jotted down a list of materials they would need so we can work on the decorations at the next meeting.

It was a very productive meeting filled with lots of decision making and skill building! They really did have so much fun and I could tell they really gained from our activities!

Happy Cookie Season!

How remembers this movie?

Girl Scout Daisy Planning: Money Counts Leaf and a Hair Clip Craft!

Since they're in school enough hours out of the day, the last thing I wanted is a Math lesson. I wanted to make sure this was a fun meeting and the girls were engaged. Financial literacy is very important and an essential part of Girl Scouts and the Cookie Product sale.

You can find large cardboard cut outs of all the coins and dollar bills at the Dollar store. I would go through a brief explanation of each and pair it up with the real coin or dollar. The large cut outs help for better viewing but girls also like to see and feel the real thing. I also set aside a bag of 100 pennies and showed the girls what a dollar can equal in pennies. This helps them visualize and compare. You can do this with the other coins or dollars, too. For example, hold up 4 quarters and compare it to a dollar bill. We also talked about how much our cookie boxes cost and what the troop profit was from each box.

Once we explained the different kinds of money and compared and contrasted, we talked about the difference between what costs money and what doesn't. We had each girl come up with one way they can have fun with or without money.

Here are some examples....

Costs money:

Going to the movies

Going to a theme park


Playing a board game at home with your family

Playing with a friend in your yard

Going to the park

Renting a book from the library.

*another idea is to cut out pictures of things that cost money and things that don't. Use a large poster board and draw a line down the middle. Have one side represent things that cost money and the other side represent free. Have the girls glue the pictures to the right section.

*If the girls are doing a personal scrapbook you can use the above idea in a smaller version and they can glue the pictures right into their scrapbooks.

Now starts the fun!!!

We had a guest speaker,

Designs by Denise

, come and speak with the girls. She is an entrepreneur and has her own handmade hair bow business. Guest speakers are great because the girls have a natural interest in something unfamiliar.

She talked about what an entrepreneur is and why keeping track of her money was so important. She discussed profit and how much materials cost. She had a display of the bows she had made and explained where and how she sells them.

This was a great introduction to ownership and business skills for the girls as we are upon the Cookie Product season.

The girls were very engaged as it was a new face and they could relate to the pretty hair bows. Our speaker lead us into our final activity. I like to close each meeting with some kind of fun craft!

Activity: The girls made their own hair clips!


for 10 girls

3 Ashland daisy flowers from Michael's in blue

(each flower will give you 4 large flower pieces)

3 Ashland daisy flowers in white

10 hair clips


Gem for the center about 1 inch

*use a coupon and look for sales on the florals. I got mine for 50% off!

(I believe the whole thing came out to $1.40 per girl)

I first cut the felt pieces ahead of time. I separated everything into each individual flower clip bag so the girls had all their materials in one place.

Cut a 1 inch circle out of felt for the backing of the flower.

Cut a 1 inch long by 1/4 inch wide piece of felt to glue on the inside of the clip so the girls hair doesn't get caught.

You can let the girls choose the order of the two different color flowers. This allows them to make it their own. Although, it does look best with the blue behind the white :).

We used a hot glue gun. BE CAREFUL with this and only let adults handle the glue guns.

Glue a couple of dots on the center of the bottom (blue) flower. Have the girl place the top (white) flower on top and line it up. 

Glue a couple of dots on the center of the top (white) flower and let the girls place the gem in the center on the top.

Glue the circle felt on the back of the flower 

Glue the other piece of felt on the inside of the top part of the clip. (adults)

Glue the flower on to the clip. (adults should do this)

They were so excited to do this and it was a great round up of the entire meeting. As we were assembling the hair clips we talked about the materials and the individual cost of each. I held up the equivalent in our cardboard money so the girls could see.

They really loooooved this idea and I even saw the girls wearing their clips to school the next day!! Probably their favorite craft so far and we were able to tie in something fun with the Money Counts badge!

Follow along on